Business Insurance
Why Your SME Needs Business Insurance
SME businesses, unlike larger companies, typically
have limited resources. They would be more adversely affected by disruptions such as damage to property and equipment. Being covered by a business Insurance can help your business effortlessly face such disruptions with minimal impact to your operations.
Why Get Business Insurance From Aspect SME Insurance?
Aspect SME Insurance offers a wide range of covers for SMEs for different scenarios:
Property Damage
- We cover you in case of damage or loss to your buildings, contents, stock, or other items in your premises
- This coverage includes defined events as an accidental damage option.
Glass and Sign
- We cover you in case of damage to your internal or external glass
- We offer glass cover including plate glass
- Damaged signs
- We also offer an optional increase in sign cover limit
Equipment Breakdown
- We cover the breakdown of your insured equipment located in your premises
- We also offer extra cover for the hire costs of temporary equipment
- We provide added benefit for mobile electronic equipment, including laptops and mobile electronic equipment located outside the premises
- We also offer optional insurance for deterioration or loss of refrigerated stock
Business Interruption
- Last but not least, we cover your lost income in case your business is temporarily shut down due to an insured event
- We offer optional covers for this: additional claims preparations costs, additional increased cost of working, and additional outstanding accounts receivable
Book a free call with us today to discuss which coverage your business needs.